This is the unofficial "Homecoming" for Minnesota Triathlon.  As you would expect with an early season race, the water can be cold.  A wetsuit is not needed but if the weather is cool or wet the wetsuit can make your morning more comfortable.  White Bear Lake is amazingly clean and the swim course is a clockwise rectangle.  The bike takes you North and East on an out and back route.  Most of the bike is gently rolling hills and is typically breezy.  The run could not be any more flat.  If you want to feel good about your run speed, do Manitou.  Bring the family and enjoy the beach until the awards and give aways begin.